:root{--navy:#1e2269;--teal:#1d9a9c;--ink:#222643;--muted:#636a7e;--ice:#f4f9fc;--line:#dde5ee;--white:#fff;--shadow:0 20px 50px rgba(30,34,105,.12);--radius:22px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);font-family:"Segoe UI",Arial,sans-serif;font-size:17px;line-height:1.65;background:#fff}
body.nav-open{overflow:hidden}
img{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
button,input,textarea{font:inherit}
.shell{width:min(1160px,calc(100% - 48px));margin-inline:auto}
.skip-link{position:fixed;top:-80px;left:20px;z-index:1000;background:#fff;color:var(--navy);padding:12px 18px;border-radius:8px}
.skip-link:focus{top:20px}
.utility{height:38px;background:var(--navy);color:#fff;font-size:14px}
.utility .shell,.utility a{display:flex;align-items:center}
.utility .shell{height:100%;justify-content:space-between}
.utility a{gap:8px}
.utility span{display:flex;gap:22px}
.utility svg{width:16px;height:16px;fill:currentColor}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);box-shadow:0 1px 0 rgba(30,34,105,.08);backdrop-filter:blur(14px)}
.nav-row{height:104px;display:flex;align-items:center;justify-content:space-between}
.brand{width:208px;height:82px;display:flex;align-items:center}
.brand img{width:100%;height:100%;object-fit:contain}
.main-nav ul{display:flex;align-items:center;gap:42px;list-style:none;margin:0;padding:0}
.main-nav a{position:relative;color:var(--navy);font-weight:700;padding:38px 0}
.main-nav a:after{content:"";position:absolute;left:0;right:100%;bottom:27px;height:3px;background:var(--teal);transition:.2s}
.main-nav a:hover:after,.main-nav a:focus-visible:after,.main-nav a[aria-current=page]:after{right:0}
.nav-toggle{display:none}
.hero{position:relative;height:min(650px,57vw);min-height:480px;overflow:hidden;background:var(--navy)}
.hero-slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity .55s ease}
.hero-slide.is-active{opacity:1;visibility:visible}
.hero-slide>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero-slide:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,17,64,.76),rgba(12,17,64,.36) 42%,rgba(12,17,64,.02) 70%)}
.hero-copy{height:100%;display:flex;position:relative;z-index:2;flex-direction:column;justify-content:center;align-items:flex-start;color:#fff}
.eyebrow{margin:0 0 12px;color:var(--teal);font-size:13px;font-weight:800;letter-spacing:.16em;text-transform:uppercase}
.hero .eyebrow,.home-contact .eyebrow,.contact-hero .eyebrow{color:#72e0d9}
.hero h1{font-size:clamp(48px,6vw,84px);line-height:.98;letter-spacing:-.055em;max-width:660px;margin:0 0 32px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;border:0;border-radius:999px;padding:14px 24px;background:var(--teal);color:#fff;font-weight:800;cursor:pointer;box-shadow:0 10px 25px rgba(29,154,156,.22);transition:transform .2s,background .2s}
.button:hover,.button:focus-visible{transform:translateY(-2px);background:#15888a}
.button svg,.service-grid a svg{width:20px;height:20px;fill:currentColor}
.button.secondary{background:var(--navy)}
.hero-dots{position:absolute;z-index:4;left:50%;bottom:28px;transform:translateX(-50%);display:flex;gap:10px}
.hero-dots button{width:11px;height:11px;padding:0;border:2px solid #fff;border-radius:50%;background:transparent;cursor:pointer}
.hero-dots button[aria-pressed=true]{background:#fff}
.section{padding:100px 0}
.services{background:linear-gradient(180deg,#fff,var(--ice))}
.services-layout{display:grid;grid-template-columns:220px 1fr;gap:70px}
.section-heading h2,.about-copy h2,.partners h2,.values h2,.section-intro h2,.contact-form-layout h2{font-size:clamp(38px,5vw,62px);line-height:1.05;letter-spacing:-.04em;color:var(--navy);margin:0}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.service-grid article{display:flex;flex-direction:column;min-height:330px;padding:34px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 16px 35px rgba(30,34,105,.06)}
.service-grid img{width:64px;height:64px;object-fit:contain;margin-bottom:24px}
.service-grid h3{font-size:25px;color:var(--navy);margin:0 0 10px}
.service-grid p{color:var(--muted);font-size:15px;margin:0 0 24px}
.service-grid a{display:inline-flex;align-items:center;gap:8px;margin-top:auto;color:var(--teal);font-weight:800}
.split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:72px}
.image-panel{position:relative}
.image-panel:before{content:"";position:absolute;z-index:-1;left:-24px;bottom:-24px;width:78%;height:75%;border-radius:var(--radius);background:var(--teal)}
.image-panel img{width:100%;max-height:640px;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow)}
.about-copy h2{margin-bottom:28px}
.feature{display:grid;grid-template-columns:88px 1fr;gap:22px;align-items:center;margin:24px 0 34px;color:var(--muted)}
.feature img{width:76px}
.partners{background:var(--ice)}
.partners-title{display:flex;align-items:center;gap:26px;margin-bottom:42px}
.partners-title>img{width:78px}
.partner-grid{display:grid;grid-template-columns:repeat(3,1fr);list-style:none;margin:0;padding:0;gap:18px}
.partner-grid li{height:134px;display:flex;align-items:center;justify-content:center;padding:24px;background:#fff;border:1px solid var(--line);border-radius:16px}
.partner-grid img{width:100%;height:76px;object-fit:contain}
.home-contact{position:relative;overflow:hidden;color:#fff}
.section-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.home-contact:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,24,76,.9),rgba(20,24,76,.55))}
.contact-overlay{position:relative;z-index:2;display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}
.contact-overlay h2{font-size:52px;line-height:1.08;margin:0 0 22px}
.contact-overlay p a{text-decoration:underline}
.contact-form{display:grid;gap:16px;padding:36px;background:#fff;color:var(--ink);border-radius:var(--radius);box-shadow:var(--shadow)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.contact-form label{display:grid;gap:6px;font-size:14px;font-weight:700;color:var(--navy)}
.contact-form input,.contact-form textarea{width:100%;padding:12px 14px;border:1px solid #cbd5e2;border-radius:10px;background:#fff;color:var(--ink);outline:none}
.contact-form input:focus,.contact-form textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(29,154,156,.14)}
.contact-form textarea{resize:vertical}
.contact-form .button{justify-self:start}
.form-note{margin:0;color:var(--muted);font-size:13px;font-weight:400}
.subhero,.contact-hero{position:relative;min-height:365px;display:flex;align-items:center;overflow:hidden;background:var(--navy);color:#fff}
.subhero>img,.contact-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.subhero:after,.contact-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(19,23,78,.88),rgba(19,23,78,.28))}
.subhero .shell,.contact-hero .shell{position:relative;z-index:2}
.subhero h1,.contact-hero h1{font-size:clamp(52px,7vw,86px);line-height:1;margin:0 0 18px;letter-spacing:-.055em}
.subhero .shell>p:last-child{max-width:620px;font-size:19px}
.rich-copy{color:var(--muted)}
.rich-copy h2,.rich-copy h3,.rich-copy h4{color:var(--navy);line-height:1.18}
.rich-copy h3{font-size:34px;margin:0 0 20px}
.rich-copy p{margin:0 0 18px}
.values{background:var(--ice)}
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.value-grid article{padding:34px;background:#fff;border-radius:var(--radius);border:1px solid var(--line)}
.value-grid span{color:var(--teal);font-size:13px;font-weight:900;letter-spacing:.15em}
.value-grid h3{font-size:27px;color:var(--navy);margin:10px 0}
.value-grid p{color:var(--muted);margin:0}
.insurance{padding-top:70px}
.insurance-layout{display:grid;grid-template-columns:290px minmax(0,1fr);gap:76px;align-items:start}
.insurance-nav{position:sticky;top:165px;padding:30px;background:var(--navy);color:#fff;border-radius:var(--radius)}
.insurance-nav .eyebrow{color:#72e0d9}
.insurance-nav h2{font-size:36px;margin:0 0 20px}
.insurance-nav nav{display:grid;margin-bottom:28px}
.insurance-nav nav a{padding:13px 0;border-bottom:1px solid rgba(255,255,255,.15);font-weight:700}
.insurance-nav nav a:hover{text-decoration:underline}
.insurance-nav .button{width:100%}
.insurance-copy{min-width:0}
.insurance-copy>h2{scroll-margin-top:150px;font-size:clamp(36px,5vw,58px);letter-spacing:-.035em;padding-top:24px;margin:0 0 34px}
.insurance-copy>h2:not(:first-child){margin-top:80px;border-top:1px solid var(--line);padding-top:70px}
.insurance-copy h3{font-size:29px;margin-top:48px;padding-left:18px;border-left:4px solid var(--teal)}
.documents{background:var(--ice)}
.section-intro{max-width:760px;margin-bottom:44px}
.section-intro>p:last-child{color:var(--muted)}
.document-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.document-grid article{padding:30px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.document-grid span{display:inline-flex;padding:5px 10px;background:var(--navy);color:#fff;border-radius:6px;font-size:12px;font-weight:900;letter-spacing:.1em}
.document-grid h2{color:var(--navy);font-size:23px}
.document-grid p{color:var(--muted);margin-bottom:0}
.contact-hero{min-height:570px}
.contact-hero:after{background:linear-gradient(90deg,rgba(19,23,78,.85),rgba(19,23,78,.08))}
.contact-hero .shell>a{font-size:clamp(28px,4vw,48px);font-weight:800;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:8px}
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:-150px;position:relative;z-index:3}
.contact-cards article{display:flex;flex-direction:column;align-items:flex-start;min-height:270px;padding:34px;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow)}
.contact-cards article>svg{width:42px;height:42px;fill:var(--teal)}
.network-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--teal);color:#fff;font-weight:900;font-size:23px}
.contact-cards h2{color:var(--navy);font-size:26px;margin:20px 0 14px}
.contact-cards a{color:var(--teal);font-weight:700;overflow-wrap:anywhere}
.contact-cards p{color:var(--muted);margin:0}
.contact-form-section{background:var(--ice)}
.contact-form-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}
.site-footer{background:#292c3a;color:#b9bdca}
.footer-grid{display:grid;grid-template-columns:1.1fr 1.2fr .8fr;gap:70px;padding-top:75px;padding-bottom:60px}
.site-footer h2{font-size:19px;color:#fff;margin:0 0 24px}
.footer-brand>img{width:230px;height:90px;object-fit:contain;background:#fff;border-radius:8px;margin-bottom:18px}
.footer-brand p{max-width:330px}
.social{display:flex;gap:18px;color:#fff;font-weight:700}
.footer-contact{display:grid;align-content:start;gap:16px}
.footer-contact>a,.footer-contact>p{display:grid;grid-template-columns:26px 1fr;gap:12px;align-items:start;margin:0}
.footer-contact svg{width:22px;height:22px;fill:var(--teal)}
.footer-contact small{display:block;color:#858b9e}
.footer-links{display:grid;align-content:start;gap:9px}
.footer-links>a:not(.ssn){color:#fff}
.footer-links .ssn{display:block;width:190px;margin-top:16px;padding:10px;background:#fff;border-radius:8px}
.copyright{border-top:1px solid rgba(255,255,255,.09);font-size:13px}
.copyright .shell{min-height:58px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.whatsapp{position:fixed;z-index:80;right:22px;bottom:22px;display:flex;align-items:center;gap:8px;padding:13px 18px;border-radius:999px;background:#25d366;color:#073f1d;font-weight:900;box-shadow:0 10px 30px rgba(0,0,0,.2)}
.whatsapp:before{content:"";width:13px;height:13px;border:3px solid currentColor;border-radius:50%}
.whatsapp:hover{transform:translateY(-2px)}
:focus-visible{outline:3px solid #f1b94d;outline-offset:3px}

@media(max-width:900px){
  .shell{width:min(100% - 32px,720px)}
  .utility span{display:none}
  .nav-row{height:84px}.brand{width:170px;height:68px}
  .nav-toggle{display:grid;width:48px;height:48px;place-content:center;gap:5px;border:0;background:transparent;color:var(--navy);cursor:pointer}
  .nav-toggle i{display:block;width:24px;height:2px;background:currentColor}.nav-toggle b{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .main-nav{position:fixed;top:122px;left:0;right:0;bottom:0;visibility:hidden;opacity:0;background:#fff;transition:.2s}.nav-open .main-nav{visibility:visible;opacity:1}
  .main-nav ul{display:grid;gap:0;padding:28px 24px}.main-nav a{display:block;padding:19px 8px;border-bottom:1px solid var(--line);font-size:23px}.main-nav a:after{display:none}
  .hero{height:600px}.hero-slide>img{object-position:58% center}.hero-slide:after{background:linear-gradient(90deg,rgba(12,17,64,.84),rgba(12,17,64,.16))}.hero h1{font-size:55px;max-width:480px}
  .services-layout,.split,.contact-overlay,.contact-form-layout{grid-template-columns:1fr}.service-grid{grid-template-columns:1fr}.service-grid article{min-height:0}.section-heading h2 br{display:none}.split{gap:52px}.image-panel{max-width:620px}
  .partner-grid{grid-template-columns:repeat(2,1fr)}.contact-overlay{gap:36px}.insurance-layout{grid-template-columns:1fr;gap:42px}.insurance-nav{position:relative;top:auto}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-links{grid-column:1/-1}.contact-cards{grid-template-columns:1fr;margin-top:-100px}.contact-cards article{min-height:0}.contact-hero{min-height:500px}
}

@media(max-width:600px){
  body{font-size:16px}.shell{width:calc(100% - 28px)}.utility .shell{justify-content:center}.nav-row{height:76px}.site-header .brand{width:148px;height:62px}.main-nav{top:114px}.section{padding:70px 0}
  .hero{height:560px;min-height:0}.hero-slide>img{object-position:60% center}.hero-slide:after{background:linear-gradient(90deg,rgba(12,17,64,.9),rgba(12,17,64,.35))}.hero h1{font-size:44px;max-width:330px}.hero-copy{justify-content:flex-end;padding-bottom:86px}
  .services-layout{gap:35px}.service-grid{gap:15px}.service-grid article{padding:26px}.split{gap:44px}.image-panel:before{left:-10px;bottom:-10px}
  .about-copy h2,.partners h2,.values h2,.section-intro h2,.contact-form-layout h2{font-size:39px}.feature{grid-template-columns:64px 1fr}.partner-grid{grid-template-columns:1fr 1fr;gap:10px}.partner-grid li{height:105px;padding:14px}
  .partners-title{align-items:flex-start}.contact-overlay h2{font-size:40px}.contact-form{padding:24px}.form-row{grid-template-columns:1fr}.subhero{min-height:300px}.subhero h1,.contact-hero h1{font-size:50px}
  .about-page .split{display:flex;flex-direction:column}.about-page .image-panel{order:2}.value-grid,.document-grid{grid-template-columns:1fr}.insurance{padding-top:36px}.insurance-nav{padding:24px}.insurance-copy>h2{font-size:37px;scroll-margin-top:130px}.insurance-copy h3{font-size:25px}
  .contact-hero{min-height:430px}.contact-cards{margin-top:-55px}.contact-cards article{padding:28px}.footer-grid{grid-template-columns:1fr;gap:38px;padding-top:60px}.footer-links{grid-column:auto}.copyright .shell{padding:18px 0;display:grid}
  .whatsapp{right:14px;bottom:14px;padding:12px 15px}.whatsapp span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}